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Everyday Cards

Prepaid cards provide the convenience of using a debit or credit card but put you in full control of the amount you can spend. There is no form of credit involved, so you can only spend what has been preloaded to the card. When your balance hits zero, you won’t be able to use the card again until you next top up.

If you have previously struggled to open a bank account or have little to no credit history, then not to worry. As long as you can verify your identity, then most prepaid card providers will issue a card. Some cards charge a monthly fee and others charge for making withdrawals, so make sure you apply for the card that best suits your needs.

If you know your credit rating, select it by hovering your mouse over the panel to the right and clicking on the appropriate rating. If you don’t know your credit rating, click the button to calculate it for free. This will match up your rating with lender appetite to give you the best chance of success with your application.


Pockit prepaid card - % APR Representative Variable

Find out more & apply online now
  • No Annual Fee
  • No Introductory Offer
  • No Balance Transfer Offer
  • No Cashback or Rewards Offered
  • Not yet rated by our customers
  • Card Fee - £0.99
  • Quarterly maintenance fee - £0.99
  • Min/Max load - £10/£5000
  • UK ATM Fee – £0.99
  • Trustpilot rating – 7/10

Pockit is an everyday prepaid card with a cashback feature. It has worldwide acceptance, but it's really for UK use – you should avoid using the card abroad - Pockit charges a hefty 4% fee for all overseas transactions. There are no credit checks, so as long as you are over 18 and Pockit can verify your identity and residency, you will get a card. There is a small one-off fee of 99p which includes all UK card transactions, debit card and Bacs loads as well as all email alerts. Receive 2-10% cashback every time you shop at selected restaurants and shops including 10% at H Samuel, 6% at Marks & Spencer, 5% at B&Q, 7% at New Look and 6% at Halfords. Cashback is loaded back onto your card within 60 days. Card usually takes 3-5 working days to arrive, but can take up to 7-10 working days. Issued by Wirecard Card Solutions Limited. Funds deposited on the card are not protected by the Financial Services Compensation Scheme.


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