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Personal Loans

Personal loans are listed in order of APR - cheapest first.

Personal loans can be a cheap way to spread the cost of a large purchase, and can be available even if you have good or bad credit. We show you both traditional bank loans and products available from other lenders such as peer-to-peer loan providers.

Looking to purchase a new car? Check out dedicated car finance

If you know your credit rating, select it by hovering your mouse over the panel to the right and clicking on the appropriate rating. If you don’t know your credit rating, click the button to calculate it for free. This will match up your rating with lender appetite to give you the best chance of success with your application.

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Cahoot Personal Loan - 2.8% to 24.9% APR Representative

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  • £5,000 Minimum Loan Amount
  • £20,000 Maximum Loan Amount
  • Terms from 12 mths to 60 mths
  • APR range 2.8% to 24.9%

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Cahoot Personal Loan REPRESENTATIVE EXAMPLE

Representative example: assumed borrowing of £10,000 over 60 months at a fixed rate of 3.0% per annum and fees of £0 would result in a representative rate of 3.0% APR (fixed), monthly repayments of £179.68, total amount repayable is £10,780.80

Zopa Personal Loan - 2.9% to 34.9% APR Representative

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  • £1,000 Minimum Loan Amount
  • £25,000 Maximum Loan Amount
  • Terms from 12 mths to 60 mths
  • APR range 2.9% to 34.9%

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Zopa Personal Loan REPRESENTATIVE EXAMPLE

A loan of £10,000 over 5 years will cost you £179.25 per month at a representative 2.9% APR. The total cost after 5 years is £10,754, which includes £754.87 interest at 2.9% fixed and a £0 fee. The total amount of credit is £10,000.
The rate and fee you are offered will depend on your individual circumstances.

Santander Personal Loan - 3% to 20.6% APR Representative

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  • £1,000 Minimum Loan Amount
  • £25,000 Maximum Loan Amount
  • Terms from 12 mths to 60 mths
  • APR range 3% to 20.6%

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Santander Personal Loan REPRESENTATIVE EXAMPLE

Representative example: assumed borrowing of £10,000 over 60 months at a fixed rate of 3% per annum and fees of £0 would result in a representative rate of 3% APR (fixed), monthly repayments of £179.51, total amount repayable is £10,770.60.

AA Personal Loan - 3.1% to 17.9% APR Representative

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  • £1,000 Minimum Loan Amount
  • £25,000 Maximum Loan Amount
  • Terms from 12 mths to 84 mths
  • APR range 3.1% to 17.9%

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AA Personal Loan REPRESENTATIVE EXAMPLE

Assumed borrowing of £15,000 over 60 months at a nominal annual rate of 3.1% (fixed) would result in a representative rate of 3.1% APR (fixed), 60 monthly repayments of £269.26, total amount repayable is £16,155.64. Credit available subject to status.

Post Office Personal Loan - 3.1% to 16.9% APR Representative

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  • £1,000 Minimum Loan Amount
  • £25,000 Maximum Loan Amount
  • Terms from 12 mths to 84 mths
  • APR range 3.1% to 16.9%

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Post Office Personal Loan REPRESENTATIVE EXAMPLE

Representative 3.1% APR. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment of £314.89. Total amount repayable £18,893.40.

NatWest Personal Loan (Existing Customers) - 3.9% to 24.9% APR Representative

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  • £1,000 Minimum Loan Amount
  • £25,000 Maximum Loan Amount
  • Terms from 12 mths to 60 mths
  • APR range 3.9% to 24.9%
  • For existing customers only

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NatWest Personal Loan (Existing Customers) REPRESENTATIVE EXAMPLE

Representative Example: Borrowing £7,500.00 over 5 years at Representative 3.9% APR and Interest rate 3.90% p.a. (Fixed) will cost £137.55 per month, with a total amount payable of £8,253.60.
Existing customers offered from 3.9%, other loan amounts available at alternative rates

Click Finance Personal Loan - 7.1% to 99.9% APR Representative

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  • £1,000 Minimum Loan Amount
  • £25,000 Maximum Loan Amount
  • Terms from 12 mths to 60 mths
  • APR range 7.1% to 99.9%

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Click Finance Personal Loan REPRESENTATIVE EXAMPLE

Representative example: £3,000 over 3 years, representative 49.9% APR fixed. Monthly payment £146.39. Interest payable £2,269.91. Annual Interest Rate 41.2% fixed. Total repayable £5,269.91.

Mobile Money Logbook Loan - 49.9% to 299.9% APR Representative

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  • £500 Minimum Loan Amount
  • £25,000 Maximum Loan Amount
  • Terms from 18 mths to 48 mths
  • APR range 49.9% to 299.9%

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Mobile Money Logbook Loan REPRESENTATIVE EXAMPLE

Representative example: assumed borrowing of £1,000 over 18 months at a fixed rate of 71.30% per annum and fees of £0 would result in a representative rate of 99.9% APR (fixed), monthly repayments of £91.95, total amount repayable is £1,655.10.

Amigo Guarantor Loan - 49.9% APR Representative

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  • £500 Minimum Loan Amount
  • £10,000 Maximum Loan Amount
  • Terms from 12 mths to 60 mths
  • 49.9% Annual Percentage Rate

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Amigo Guarantor Loan REPRESENTATIVE EXAMPLE

Representative example: assumed borrowing of £7,500 over 60 months would result in a representative rate of 49.9% APR (variable), monthly repayments of £296.44, total amount repayable is £17,786.40.

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