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JARGON BUSTER

Credit terms explained in brief, plain English. If you need a more detailed explanation, or can't find a term listed, just send us a Secure Message.

Accident Sickness And Unemployment InsuranceAdditional CardholderAdjudicationAdministration OrderAdverse CreditAERAgreement In PrincipleAmortisationAnnual Equivalent RateAnnual FeeAnnual Percentage RateAnnuity MortgageApplication FraudApplication ScoreAPRArrangement FeeArrangement To PayArrearsAsset Conversion FraudAssociation Of Mortgage LendersAttachment Of Earnings OrderBank ReferenceBankruptcyBase RateBridging LoanBrokerBuilding SocietyBureauBureau ScoreBuy To Let MortgageCAISCallcreditCallscoreCapCap And CollarCapitalCapital And Interest MortgageCapitalised InterestCapped RateCard ProtectionCase TypeCash AdvanceCCACCJCCNCCTAChargeCharge CardCharge Over Equitable InterestCharging OrderCIFASCIFAS Case TypeCIFAS EntryCIFAS Fraud TypeCMLCollarCollateralCommissionConsolidation LoanConsumer Credit Act 1974Consumer Credit Trade AssociationConsumer Finance AssociationCooling Off PeriodCouncil Of Mortgage LendersCounty Court Judgment (CCJ)Court InformationCreditCredit AgreementCredit CardCredit Card ChequesCredit FileCredit ImpairedCredit LimitCredit RatingCredit ReferenceCredit Reference AgenciesCredit ReportCredit ScoreCredit SearchCredivaData SharingDeed Release FeeDefaultDelinquentDelinquent AccountDelphiDeposit AccountDepreciationDisassociationDiscounted Rate MortgageDrawdown LoanDynamic DelinquencyEarly Repayment PenaltyElectoral RollEndowment MortgageEndowment PolicyEnquiryEquifaxEquityEquity ReleaseExperianExtended Credit TakerFacility TakeoverFair IsaacFCAFICO ScoreFinance And Leasing AssociationFinancial AssociationFinancial Conduct AuthorityFinancial Ombudsman ServiceFinancial Services AuthorityFirst MortgageFixed RateFixed Rate MortgageFLAFlexible LoanFloorForced Sale ValueFSAFSVFull PayerFurther AdvanceGAINGarnishee OrderGeneral Insurance Standards CouncilGeodemographic DataGISCGone Away Information NetworkGuarantorHCJHealth InsuranceHelp To Buy SchemeHigh Court JudgmentHigher Lending FeeHousehold ScoreHunterImpaired CreditIndividual Voluntary ArrangementInsurance Claims FraudJoint And SeveralKerbside ValuationLBOLending MultiplierLiabilityLienLTVLump Sum ReductionMisuse Of FacilityMoney LaunderingMortgageMortgage Indemnity InsuranceMortgage Payment ProtectionMortgage ValuationMortgageeMortgagorMultiplierNegative EquityNewbuyNon Status MortgageNotice Of ArrearsNotice Of CorrectionNotice Of DefaultNotice Of Default SumsOffset MortgageOmbudsmanOral ExaminationOverdraftOverdraft LimitOverpaymentP60Payment HolidayPayment ProtectionPayment Protection Insurance (PPI)Pension MortgagePersonal LoanPlasticPortable MortgagePrinciples Of ReciprocityProof Of IncomePropensity ScoreProtective RegistrationPublic InformationReceiving OrderReciprocityRedemption PenaltyRefinancingRemortgageRepayment MortgageRepossessionSchumer BoxSCORScottish DecreeSearch FootprintSearchesSecond MortgageSecured LoanSecuritySelf CertificationSequestrationSet OffShareShared EquityShared OwnershipSharkingShortfallStandard Variable RateStatus ReportSub Prime CreditSubject Access RequestSubsequent MortgageSummary BoxThird Party Data (TPD)Title DeedTPD RulesTracker MortgageTrade OrganisationTrust DeedUnderwritersUnsecured LoanValuationVictim Of ImpersonationWait PeriodWarrant Of ExecutionWescoreWrit Of Fi FaZ Score

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