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George Coburn

George has a BEd (Hons) degree in Primary Mathematics from Plymouth University, following which he worked as a Year 6 teacher and ICT co-ordinator. Prior to his degree, George gained valuable financial industry experience at AXA Sunlife and at Britannia Building Society.

What protection does a credit card provide

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When making purchases such as holidays or appliances many people aren’t aware of the protection provided by credit card suppliers. Although it is always worth double checking the extent of your protection with your lenders, credit cards are covered by Section 75 of the Consumer Credit Act. This means that you and your lender both have shared liability should a company not deliver suitable goods as promised or if the company ceases trading.

In these circumstances, you are able to request that the credit card provider refunds you.

Typically issues encountered by consumers are when the goods supplied are broken or if the seller provides goods that aren’t suitable.

One restriction in place is that you will have needed to .....

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