It looks like you are running Internet Explorer in compatability mode, please turn this off to benefit from all functionality on this website.

To do this, click the blue broken page icon in your browser address bar (example below).

compatability mode


It looks like you aren't running java, please turn this on to get the best user experience

Cookies & Privacy

By continuing to use this site, you consent to our use of cookies to optimise your browsing experience.

Learn More

Ben Ryland

Ben has a degree in International Business and Management from Aston University. Prior to working for us, Ben spent a year working for an IT firm in France. He writes on a wide range of issues across all areas of credit and personal finance.

Stop storing your PIN numbers on your smartphone


Perhaps something that could be associated with the older generation, the art of writing down your PIN number and keeping it close to your debit and credit cards is still rife throughout Britain.

Maybe your Dad keeps his PIN numbers on a scrap bit of paper in his wallet, or your Gran has hers written down in the diary in her handbag, yet even the youngsters can be accused of being flippant with their credit card security.

Recent research from Gorkana has revealed that 21% of ‘millennials’ (those aged 18-24) are storing their PIN numbers on a smartphone as a way to remember all the different codes. The research also found that a third of young adults are also using smartphones to store online passwords and PIN codes.

The .....

Full Article

25 Apr 2016 by Ben Ryland Identity Theft

Skimming, Phishing, Pharming and other frauds


One of the biggest problems facing the credit industry today is the increased amount of fraudulent activity using all forms of credit, from direct credit card fraud to telephone scamming fraud.

With the many varieties of credit options available to consumers, so there will be individuals determined to defraud consumers.


Credit card fraud is seen as one of the biggest money spinners for fraudsters looking to obtain money dishonestly. This type of fraud has seen a steady increase over the last few years with many credit lenders reporting approximately 15 in every 10,000 credit applications made are a result of fraud.


Methods of credit card and bank fraud i .....

Full Article

1 Dec 2014 by Ben Ryland Identity Theft

To Top