Slash the cost of credit.
Planning on making a big purchase and trying to dodge extortionate store card credit, or just don't want the long term commitment of a loan? Aiming to get debt free, or just looking for some breathing space for a few months?
However you want to play it, low rate or interest free credit cards can make a huge difference to the costs of credit to you, and can provide you with the ability to repay the debt on your terms.