Offer details.
Representative Example
Representative 17.9% APR (variable) based on assumed Credit Limit of £1,200.
Standard interest rate for purchases: 17.95% p.a. (variable).
Please note: In the Representative Example above we have used an assumed credit limit of £1,200. The actual credit limit assigned to individual accounts will vary depending on our credit assessment of you.
Other Information
Card Name
RBS Platinum Credit Card
Issuing Bank
The Royal Bank of Scotland
Scheme
MasterCard - normally accepted wherever credit cards are taken, often have additional scheme rewards (e.g. cashback on high value goods)
Wallet-time
1-2 weeks
Annual fee
None
Intro Offer
6 months at 0%
Bal Transfers
20 months at 0% (2.9% fee applies)
Rewards
None offered
Our view
A market leading deal including 0% balance transfer term of 20 months (a 2.9% fee applies, minimum £5) and 0% on purchases for 6 months from account opening. No annual fee. A great deal that includes travel benefits including overseas medical help.
12 month APR trend.
Compare the APR trend of the RBS Platinum Credit Card against the average APR of cards for your rating over the last 12 months.
