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Your chosen credit card - M&S Credit Card

Offer details.

Card Name
M&S Credit Card
Typical APR
15.9% (variable)
Issuing Bank
M&S Financial Services
Scheme
MasterCard - normally accepted wherever credit cards are taken, often have additional scheme rewards (e.g. cashback on high value goods)
Wallet-time
3-4 weeks
Annual fee
None
Intro Offer
10 months at 0%
Bal Transfers
6 months at 0% (2.9% fee applies)
Rewards
1 point
Worth knowing
Rewards paid by vouchers.
Our view
Good offering of 0% interest on all balance transfers for 6 months and purchases for 10 months. Earn 1 point for every £2 you spend.

12 month APR trend.

Compare the APR trend of the M&S Credit Card against the average APR of cards for your rating over the last 12 months.

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