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Your chosen credit card - First Direct Gold Card

Offer details.

Card Name
First Direct Gold Card
Typical APR
16.9% (variable)
Issuing Bank
First Direct (part of HSBC group)
Scheme
VISA - pretty much guaranteed to be accepted wherever you may be in the world that takes credit cards.
Wallet-time
3-4 weeks
Annual fee
None
Intro Offer
None offered
Bal Transfers
15 months at 0% (2.9% fee applies)
Rewards
None offered
Our view
Get a personal loan beating 0% on Balance Transfers for 15 months and a minimum limit of £3000. Typical APR not the best on the market, but if used correctly this could be a compelling choice. Requires First Direct current account.

12 month APR trend.

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