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Your chosen credit card - First Direct Credit Card

Offer details.

Card Name
First Direct Credit Card
Typical APR
19.9% (variable)
Issuing Bank
First Direct (part of HSBC group)
Scheme
VISA - pretty much guaranteed to be accepted wherever you may be in the world that takes credit cards.
Wallet-time
3-4 weeks
Annual fee
None
Intro Offer
None offered
Bal Transfers
15 months at 0% (2.9% fee applies)
Rewards
None offered
Our view
Solid offering, slightly higher APR but no annual fee. Balance transfer offer not the best on the market, if taking it up make sure you transfer at least £500 (to avoid the fee) within 2 months or the card will revert to the standard rate for subsequent purchases/transfers. Balance transfers not allowed from HSBC, HFC and M&S Money credit cards. Requires First Direct Current Account.

12 month APR trend.

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