Offer details.
Card Name
American Express Platinum Cashback Credit Card
Typical APR
19.9%
(variable)
Issuing Bank
American Express
Scheme
AMEX - due to higher transaction processing costs, the retailers that accept American Express can be restricted to larger shops, websites and restaurants.
Wallet-time
3-4 weeks
Annual fee
None
Intro Offer
6 months at 0%
Bal Transfers
None offered
Rewards
1% cashback for every £1 spent.
After the introductory 5% cashback period, earn 0.5% on any spend up to £3,500, 1% on any spend between £3,501 and £,7500 and 1.25% on any spend over £7,501.
Worth knowing
Rewards are awarded for spend over a 12 month period. Rewards paid per annum by cash.
Our view
Earn 5% cashback for the first 3 months up to £100. Then up to 1.25% after that, with no limit on how much you can earn. The more you spend on your card, the more cashback you get to spend on whatever you want. Plus you can now get 0% interest on purchases for the first 6 months.
12 month APR trend.
Compare the APR trend of the American Express Platinum Cashback Credit Card against the average APR of cards for your rating over the last 12 months.