givemecredit
We do the work, you get the credit.
Already know your Credit Rating?
Dodge credit pitfalls

Take care when comparing card offers...

  1. Cashback only works if you clear your balance every month
  2. Balance transfers only work if you never use the card
  3. Typical APR is rarely the rate you pay for drawing cash out on the card
Calculate Your Credit Rating
Get the credit that's right for you.

If you're familiar with credit, or new to borrowing - you need to get the most out of your credit card. Most offers only work if you use the card in a specific way, one wrong turn and you soon start paying more than you should be on your borrowings.

What is right for you boils down to more than just what looks good, the way you use your card can help you to maximise your benefits, as well as destroy them.

What is your...

Which of the following do you have?




How long have you been...

years
 years   months
 years   months

Have you had any of the following?



Average Joe
Best credit Close to perfection

You'll get the widest choice of offers both on low APR cards and balance transfer/intro rate offers. You should be successful when you apply.

View cards - good credit rating
Second place Somewhere in the middle

Many lenders appreciate that some people have trouble from time to time, so you are likely to get a high number of options.

View cards - average credit rating
Dice The wrong side of average

You'll inevitably have less offers to choose from, and have less chance of success unless you apply specifically to lenders looking to help you.

View cards - adverse credit rating
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