givemecredit

We do the work, you get the credit.

Already know
your Credit Rating?

Dodge credit pitfalls

Take care when comparing card offers...

  1. Cashback only works if you clear your balance every month
  2. Balance transfers only work if you never use the card
  3. Typical APR is rarely the rate you pay for drawing cash out on the card
Calculate Your Credit Rating

Get the right credit.

If you're familiar with credit, or new to borrowing - you need to get the most out of your credit card. Most offers only work if you use the card in a specific way, one wrong turn and you soon start paying more than you should be on your borrowings.

What is right for you boils down to more than just what looks good, the way you use your card can help you to maximise your benefits, as well as destroy them.

What is your...

Which of the following do you have?




How long have you been...

years
 years   months
 years   months

Have you had any of the following in the last 6 years?




Average Joe
Best credit

Close to
perfection

You'll get the widest choice of offers both on low APR cards and balance transfer/intro rate offers. You should be successful when you apply.

Credit Cards for Strong Credit
Second place

Somewhere
in the middle

Many lenders appreciate that some people have trouble from time to time, so you are likely to get a high number of options.

Credit Cards for Average Credit
Dice

The wrong
side of average

You'll inevitably have less offers to choose from, and have less chance of success unless you apply specifically to lenders looking to help you.

Credit Cards for Weak Credit
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